Ohio

LAYAWAY ARRANGEMENTS ARE PROVIDED SOLELY TO PROVIDE AMERICAN FREIGHT CUSTOMERS A MEANS TO GUARANTEE THE PRICE OF ORDERED MERCHANDISE.
SPECIFIC MERCHANDISE MAY NOT BE RETAINED AT AMERICAN FREIGHT, BUT MAY BE HELD IN INVENTORY, READY FOR DELIVERY, BY THE MANUFACTURER, UPON PROPER NOTICE BY THE CUSTOMER TO AMERICAN FREIGHT
Layaway payments of at least ten dollars ($10.00) must be made every two (2) weeks. Final payment shall be due within twenty-four (24) months of the initial date of the transaction. American Freight shall not be required to hold the merchandise at the sale location once the account is opened. American Freight requires, and the customer must provide, four (4) weeks’ notice in advance of final payment, prior to pick-up or delivery of the customer’s merchandise. If the customer is current on their payments and the merchandise is not available within the four-week period after notice, the customer shall be entitled to a full refund of all layaway payments.
For sales of five hundred dollars ($500.00) or less, if the customer breaches the layaway arrangement, American Freight shall charge a fee of the lesser of twenty-five dollars ($25.00) or ten percent (10%) of the sales price of the merchandise under the layaway arrangement.
For sales greater than five hundred dollars ($500.00), if the customer breaches the layaway arrangement or terminates the layaway arrangement after ten (10) days, American Freight shall charge a fee of fifty percent (50%) of all deposits made through the time of the breach or termination of the layaway arrangement; however, the customer shall be allowed the option to purchase other merchandise equal in price to the total amount paid to American Freight under the layaway arrangement as of the date of the breach. This layaway arrangement may be cancelled, at any time, by giving written notice to American Freight. A refund shall be issued within 30 days pursuant to the terms of this layaway
arrangement less any applicable fees. It is the customer’s responsibility to inform American Freight of any change of address.
The customer shall have ten (10) days to request a full refund on a layaway payment; thereafter no refunds shall be issued except as provided herein.